Few Simple Ways to Change your Credit Card PIN

The credit card PIN is essential to complete a transaction at a POS machine (if it isn’t a contactless credit card) or withdraw cash from an ATM. It functions similarly to a debit card PIN and acts as a security measure. Hence, keeping this PIN private is vital for you to ensure your credit card’s security. Failing to do so may lead to unauthorised transactions with the same.

It is essential for you to know how to change your credit card PIN as a user. You should do so if you think someone else knows it. You may even do so for your convenience irrespective of the reason.

The process for changing PIN differs with companies, and there are various ways you can do it.

Some of these include:

Via an ATM

Follow these steps to change your credit card PIN from an ATM:

  • Insert/swipe your credit card in the machine.
  • Choose your preferred language.
  • Enter your current credit card PIN.
  • Select “Change PIN.”

In some case, you may receive an OTP in your registered mobile number after you select this option.

  • Enter the OTP.
  • Set the new PIN.

Note: You may have to visit an ATM of your credit card provider to change the PIN.

Via net banking

You have to activate net banking before you know how to change your credit card PIN online.

Follow these steps if you already have net banking:

  • Log-in to your account with your username and password.
  • Select “Credit Cards.”
  • Choose the respective credit card.
  • Select “Change PIN.”

In this case, you also might have to enter an OTP.

  • Click “Generate OTP.”
  • Enter the OTP.
  • Set the new PIN.

Via official mobile app

You have to install the official mobile app of your credit card provider and connect your account with your registered mobile number before you learn how to change your credit card PIN.

Follow these steps after you have done so:

  • Select “Credit Card Services.”
  • Select “Generate New PIN.”
  • Choose the respective credit card.
  • Set the new PIN.

Via company website

Some financial companies enable you to change your PIN directly on their website without the need to log-in.

Here’s how to change your credit card PIN after you visit the dedicated page:

  • Choose “Credit Card.”
  • Enter your credit card number.
  • Enter your date of birth.
  • Provide your card expiry date.
  • Click “Send OTP.”
  • Enter the OTP.
  • Set the new PIN.

Credit cards like the Bajaj Finserv RBL Bank SuperCard give you the option to change your PIN via the above method.

This credit card includes features of 4 cards in one and additionally includes multiple industry-first features.

 For instance, you can:

  • Avail an interest-free emergency personal loan for up to 90 days.
  • Withdraw cash from ATMs without the need to pay interest for up to 50 days.

Bajaj Finserv also brings you pre-approved offers which save you time when availing credit cards by making the process straightforward. Pre-approved offers are also available on with personal loans, home loans, business loans, and other financial products and services. Check your pre-approved offer by providing only your name and phone number.

Via customer support

Every credit card provider has a toll-free customer care support. Some of them enable you to change your PIN over the phone. A few providers even have a dedicated number for credit cards.

The IVR menu differs between organisations. You have to dial the number, follow the instructions, and press the necessary keys. The call will direct to a customer care executive who will help you change your PIN. The executive may require the last few digits of your credit card number.

Changing PIN when your credit card is blocked

Do note that you have to unblock your credit card before you can change its PIN. Your card can get locked if you have entered the wrong PIN 3 times in a row. You might have to call the customer support to unblock your credit card.

Also, you will not be able to generate a new PIN if your credit card has been blocked permanently.

Knowing how to change your credit card PIN is essential for all customers. In case you need to do so, you can refer to any of the above-mentioned processes and change your credit card’s PIN easily.